Welcome to Our Financing Department in Arkadelphia, AR
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Southwest Auto Collection Finance Center
Get an A-Grade Auto Financing Experience with the Southwest Auto Collection Finance Department, Home of Affordable Auto Loans & Lease Options
For over 100 years, Southwest Auto Collection has been providing affordable financing options to Arkansans. Our dealership serving Southwest Arkansas continues to be a trusted resource for car loans and leases around Arkadelphia.
Why finance a car in Arkadelphia with us? Southwest Auto Collection has been serving local car buyers since 1922. Generations of customers have trusted us for auto financing. You can, too. We have your back - and your budget. We're proud to assist all of Southwest Arkansas and car buyers along the I-30 corridor from Benton and Arkadelphia to Hope and Texarkana, along with everywhere in between.
Financing 101: How We Help Customers from Hope & Hot Springs with Their Financing Needs
Whether you choose to finance or lease from Southwest Auto Collection, we have you covered. Our finance department is filled with several financial professionals who are experts on car loans, leases, and most importantly, all budget situations.
Since we partner with a network of financial institutions around Arkadelphia, we're able to help well-qualified car buyers from Benton and Hot Springs secure the lowest interest rates they're eligible to receive. At Southwest Auto Collection, we cater to your budget, and we work with all credit scores. Customers from Benton to Texarkana can come to us with bad credit or no credit, and we'll help them secure financing.
Sit down with our helpful financial associates to discuss financing and leasing opportunities that work best for you. Our mission is to help you secure a car loan or lease. All your auto financing needs are covered here at our Arkadelphia car dealerships.
Loan vs. Lease: Know Your Options for Financing or Leasing in Arkadelphia
Should I buy or lease a car in Arkadelphia? You're not alone. Other customers from Hot Springs and Hope are also asking whether leasing or financing is better suited to them. It all depends on lifestyle preferences and budget restraints. The Southwest Auto Collection finance department is here to help weigh the decision of buy vs. lease.
Car Loan
Apply for a car loan in Arkadelphia to finance a vehicle and head down the ownership road. Car loans can be for new or used purchases. By financing a car, Hope customers will pay off the vehicle over time, as financing terms range from 12 to 84 months. An interest rate is assessed to each car loan. Interest will accrue and be used to determine monthly payments.
It's easy to secure an auto loan for a new car, and we have several options to finance. Southwest Auto Collection can help Benton car buyers finance a new Ford, Chevrolet, GMC, Buick, Ram, Dodge, or Jeep® vehicle from our Arkadelphia lot. You can also finance used cars in Benton. Our used car loans will accommodate any pre-owned purchase.
Reasons to Finance
- You can get a car loan for a new or used car, providing you with more options.
- Paying off a car loan is a great way for Benton customers to build credit.
- Choose flexible financing terms, paying off a car loan in 12 to 84 months.
- There are no mileage restrictions for financing a car, and Arkadelphia customers can customize the vehicle.
- Paying a car loan in full lets Hot Springs shoppers become outright owners.
Lease
Reserved for new vehicles, a lease is a short-term solution and a financing alternative available to Arkadelphia shoppers. Leases typically last for 24 or 36 months. Annual mileage limits and wear-and-tear restrictions do apply to leases. Leasing is a great way for Texarkana drivers to enjoy the latest features and brand trends while transitioning between new models every few years. We provide affordable leasing options in Arkadelphia.
Reasons to Lease
- Lease offers are for new vehicles and are often associated with lower monthly payments.
- Leasing is a way for Hot Springs shoppers to upgrade their ride every few years, and they have access to the market's hottest features again and again.
- Our lease deals in Arkadelphia include enticing lease offers on new Ford, Ram, Jeep, Dodge, Chevrolet, Buick, and GMC models.
- Leasing can serve as a model trial run for Texarkana customers.
Lower Financing Costs Through Specials from Southwest Auto Collection
At Southwest Auto Collection, we offer rotating specials to help you save money and lower financing costs. Our new vehicle incentives include better terms on car loans, lower interest rates, and lease offers. Lock in special financing with us. Explore new vehicle specials in Arkadelphia to lower your monthly payment. Value your trade to do the same.
There are also used car specials available. We're known for providing the most appealing used car deals in Arkadelphia. Join the thousands of used car buyers from Hope, Hot Springs, and Benton who have financed a pre-owned vehicle with us.
Apply for Financing Online
Our payment calculator can help Hot Springs and Hope customers calculate monthly financing or leasing costs. Apply for financing online to jumpstart the car loan and lease process. Our finance application is easy to complete.
Established in 1922, Southwest Auto Collection continues to provide affordable car loans and leases to customers from Hot Springs, Benton, and everywhere in between. Contact us to discuss financing and leasing options. We're happy to assist your financing or leasing journey!
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